Investigating the Impacts of Credits Granted by Agricultural Bank of Iran on Economic Conditions of Farmers in Hirmand Region

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  • Nader Barani1,
  • Mohammad Hossein Menhaj*2,
  • Esmaeil Ramezanpoor3,
  • Mahmud Ahmadpoor Borazjani4,
  1. Graduate Student of Rural Development, Department of Agricultural Economics, University of Guilan, Rasht, Iran.
  2. Assistant Professor Department of Agricultural Economics, University of Guilan, Iran
  3. Assistant Professor, Management Department, University of Guilan, Iran
  4. Assistant Professor Department of Agricultural Economics, University of Zabol, Iran

Revised: 02-08-2015

Accepted: 02-08-2015

Published in Issue 01-06-2015

How to Cite

Barani, N., Menhaj, M. H., Ramezanpoor, E., & Ahmadpoor Borazjani, M. (2015). Investigating the Impacts of Credits Granted by Agricultural Bank of Iran on Economic Conditions of Farmers in Hirmand Region. International Journal of Agricultural Management and Development, 5(2), 73-80. https://oiccpress.com/ijamad/article/view/6756

PDF views: 115

Abstract

One of the obstacles that has caused agricultural sector not to reach significant and expected growth is shortage of short, medium and long–term funds to finance various activities of this sector. This study aims at investigating the economic impacts of credits granted by Agricultural bank on farmers on Hirmand region. The statistical population of the survey included 4691 farmers of Hirmand region and the sample size were 117 farmers who had received loan from agricultural bank at least once during 2006-2011. The Sample was selected using simple random sampling and questionnaires were distributed among them. The results from t-Test showed that significant level for income manufacturing variants was 0.000 and for investment and livelihood variants were 0.014 and 0.077, respectively. This significantly levels suggest that received loan from bank has increased income and production, the living conditions of borrowers, economic profitability and increased productivity.

Keywords

  • agricultural sector,
  • Credit,
  • Agricultural Bank,
  • Economic impacts,
  • loan,
  • Hirmand
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