Testing the impact of banking financial technology on risk management based on the dynamic panel data approach for the group of banks and financial institutions admitted to the Tehran Stock Exchange

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  • Afshin Aminipour1,
  • Akbar Bagheri*2,
  • hamidreza kordlouie3,
  • Marzeieh Houshmand4,
  1. PhD Student, Department of Financial Engineering, Faculty of Management and Accounting,Islamshahr Branch, Islamic Azad University, Islamshahr, Iran.
  2. Assistant Professor, Department of Economics,Faculty of Management and Accounting, Islamshahr Branch, Islamic Azad University, Tehran, Iran.
  3. Associate Professor, Department of Financial Management, Faculty of Management and Accounting, Islamshahr Branch, Islamic Azad University, Tehran, Iran.
  4. Assistant Professor, Department of Financial Management, Faculty of Management and Accounting, Islamshahr Branch, Islamic Azad University, Tehran, Iran.

Revised: 2024-08-27

Accepted: 2024-10-29

Published 2024-12-09

How to Cite

Aminipour, A., Bagheri, A., kordlouie, hamidreza, & Houshmand, M. . (2024). Testing the impact of banking financial technology on risk management based on the dynamic panel data approach for the group of banks and financial institutions admitted to the Tehran Stock Exchange. Agricultural Marketing and Commercialization, 8(2), -. https://oiccpress.com/amc/article/view/8292

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Abstract

This study presents a model for testing the effect of banking financial technology (fintech) within online and mobile transactions on risk management for the group of banks and financial institutions listed in the Tehran Stock Exchange. This is applied research in terms of objective and is a descriptive survey study in terms of method. Statistical Society comprises 30 firms associated with the groups and credit institutions listed on the Tehran Stock Exchange. According to the last report of the Central Bank of the Islamic Republic of Iran and systematic removal for 2019-2022, five banks are chosen as sample size. Data analysis was done through regression and Eviews 10. The results confirmed that no significant effect exists between the online and mobile transactions and the risk management index of banks listed on the stock exchange. Therefore, the first hypothesis is not accepted. Also, it was found that online admission tools have no significant effect on the risk management index of selected banks listed on the stock exchange. Thus, the second hypothesis is not accepted. Ultimately, other results showed that mobile admission tools do not have a significant effect on the risk management index of banks listed on the stock exchange. Hence, the third hypothesis is not confirmed.

Keywords

  • Banking Fintech,
  • Risk Management,
  • Capital Adequacy Risk,
  • Operating Incomes
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